Important – 2023-2024 Professional Liability Insurance Program Renewal

There are a number of questions every year surrounding insurance and how the insurance renewal works. Here’s a bit of and summary for your next steps to ensure that you do not get that “suspended” notice from the Alberta College of Paramedics (ACP). 

If you are an existing member of the Alberta Paramedic Association (Association) follow these steps: 

  1. Log into your account and check your profile. Ensure your information, including your credit card, is unchanged. If everything is good don’t need to purchase insurance as you are on an automatic renewal. We urge you to go to our website at albertaparamedics.ca and log in or use this link My Account and log in and update your profile. 
  2. Once you’ve logged in and you’ve updated your account information (if necessary), click the “Resources” tab at the top of the page and the click the big box that says “PROFESSIONAL LIABILITY INSURANCE”. 
  3. Scroll down to the page to find the new 2023 new group policy number. Use this number to enter into your ACP insurance information and change the dates to reflect the 2023 year. 

It is important to know that insurance companies don’t issue the new individual certificates until December 31 at midnight. This is because they don’t release these numbers until they are effective. Prolink and the Association also wants you to know that there is a grace period each year for members that goes until January 31 (see below), that is why we give you the new group policy number in advance so you don’t have to worry about not being insured.  IF for some reason, you are not able to access your account for the 2023 Group Policy Number, you may go into your ACP account and extend the expiry date to January 31, 2024 – But only do this as a last resort. 
 
If you wish to become a new member and purchase the membership along with the professional liability insurance, do the following: 
  

  1. Go to the Association Website and scroll down to the box that says “Become a Member” and click it. 
  2. Once there, click the box that says “Full Member” 
  3. You will then see the “Full Membership with Liability Insurance” information and the cost. Scroll down the page and click “Proceed to checkout” 
  4. Fill out the required information including billing and payment information and when done click “Sign Up”. 
  5. Once everything is processed you may have to log in again. Once you’re in, go to the “Resources” tab at the top of the page and the click the big box that says “PROFESSIONAL LIABILITY INSURANCE”. 
  6. Scroll down to the page to find the new 2023 new group policy number. Use this number to enter into your ACP insurance information and change the dates to reflect the 2023 year. 

Extra Information 

As a returning or new member, you should be aware of the following: 

  1. The new 2023 Policy Group Number: To find this, you need to log into your Association account and follow the above steps. 
  2. Policy Term: January 1st. 2023 – January 1st. 2024; 
  3. Coverage Amount: $5,000,000 limit per claim with an aggregate policy limit of $5,000,000; 
  4. Deductible: $500; 
  5. Annual Premium per member: $60 when purchased between January 1st. 2023 – June 30th, 2023; 
  6. Pro-rated Premiums: (for individuals joining the program during the master policy period, premiums are to be pro-rated as below); 
    – Members purchasing coverage between July 1st. 2023 – September 30th, 2023:     
      $35/member;
    – Members purchasing coverage between October 1st. 2023 – December 31st.
      2023: $25/member; 
    – Be advised that Association memberships are above the insurance costs. 
  7. ** Policy Fee: As discussed, PROLINK is adding a $1 policy fee to the $60 premium in order to help offset some of the additional IT resource costs they incurred; 
  8. In the event of individual cancellation of a policy, all premiums are fully retained; 
  9. If any member does not renew their membership – Prolink will rely on the Association to not provide Non-renewing members the Master Policy Number; 
  10. Renewing members renewal documents will be released 12:01am on Dec. 31st. with their certificate which will have the Master Policy Number along with their Individual Certificate number included; 
  11. Once you have your new Individual Certificate number, you can update your ACP insurance account accordingly. 
  12. Members can renew up till January 31st, 2023; 
  13. Any member who wishes to renew after January 31st, 2023 will have to be reported as a new business; 

If there are any questions, please contact the Association at info@albertaparamedics.ca

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