When it comes to Professional Liability insurance, the Association stresses this important point:
Having membership with the Association does not require one to ascribe to any specific insurance product! We work for our members of the Association and can advise them regarding the best insurance product but ultimately it is up to YOU to decide!
The association does advocate that PRO-Link is still the best priced product for paramedics!
Here is why:
PROLINK has developed and offers a comprehensive Professional Liability Insurance, tailor-made for the unique risks of Alberta’s paramedics. Their policy is compliant with, and even exceeds the requirements of the Alberta College of Paramedics. PROLINK aim to cover professional paramedic care and service across various practice contexts and will protect you from allegations of errors, omissions, and negligence, even if the claim is frivolous.
Program Highlights Include
Professional
Liability Coverage
- Covers your damages—legal expenses,
administrative costs, and settlements—
EVEN if the claims against you are
groundless; - $5,000,000 per claim, $10,000,000 per
insured annual aggregate limit; - No association membership or fee
required; - Meets and exceeds all requirements set
out by the Alberta College of Paramedics; - Best in class pricing: only $70 per YEAR;
- $0 deductible;
- Privacy Breach & Cyber Security Coverage,
including: personal legal advice, help
responding to Privacy Commissioner
inquiries, data recovery, and PR and crisis
management support.
Coverage
Limits
- Disciplinary Investigation Expenses:
$75,000 per claim / $150,000 aggregate
limit; - Criminal Proceedings Legal Expense
Reimbursement: $50,000 per claim /
$100,000 aggregate limit; - Sexual Abuse Legal Expense Reimburse
ment: $50,000 per claim / $150,000
aggregate limit; - Privacy Breach & Data Security Expenses:
$25,000 limit; - Loss of Earnings: $500 maximum per day;
- Breach of Confidentiality: Included in the
$5M limit; - Libel or Slander: $1M of the $5M limit.
Coverage
Extensions Included
- Clinical Paramedic Practice: Ground, flight,
community, facility, industrial, transfer,
first-aid, and volunteer services - Supervisory and Management Practice
- Paramedic Research Practice
- Professional Education Practice: Entry-to-
practice education of paramedics, precept
ing and mentoring new paramedics, and
teaching recognized certification courses - Dispatching practice services;
- Coverage extended to other provinces
where you’re licensed.
Please Note: Businesses providing teaching services outside a classroom must be reviewed by PROLINK. Please ensure you have Commercial General Liability
(CGL) Insurance for any teaching locations rented, as Professional Liability Insurance does not cover exposures covered under a CGL policy.
To learn more about the Paramedics program and additional business coverages, connect with PROLINK today!
CALL 1 800 663 6828 | EMAIL paramedics@prolink.insure | VISIT prolink.insure/APA